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Ms. Parisi, Personal Financial Literacy

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Week 11 4/6-4/10

Hi people! This week we will begin Topic 5 Career Exploration. 
 
This week's assignments: 
-Topic 5.1 Career Exploration
-Topic 5.2 Resumes and Cover Letters
-5.0 Project: The Interview
 
Objectives:
Topic 5.1 Career Exploration
  • Explore different available career pathways
  • Differentiate between hard skills and soft skills
  • Recognize how different careers can be connected by similar skill sets
Topic 5.2 Resumes and Cover Letters
  • Explain what a resume and cover letter are and how they are used in the hiring process
  • Analyze the strengths and weaknesses of sample young adults’ resumes and cover letters
Due:
-Topic 5 assignments due 4/24
-5.0 Project due 4/24

Week 10 3/31-4/3

Hi people! This week we will explore Topic 4 Career. 
 
This week's assignments:
-Topic 4.1 Paying for College
-Topic 4.2 Applying for the FAFSA
-Topic 4.3 Scholarships and Grants
 
Objectives:
Topic 4.1 Paying for College
  • Analyze the opportunity cost of going to college when compared to entering the workforce
  • Identify the most common costs associated with attending college
  • Explain the difference between a college’s sticker price and net price
  • Compare the net price of different colleges
Topic 4.2 Applying for the FAFSA
  • Explain the role the FAFSA plays in the financial aid process 
  • Understand the importance of submitting the FAFSA
  • Read a FAFSA Submission Summary and understand the role of their Student Aid Index (SAI) in paying for college
Topic 4.3 Scholarships and Grants
  • Explain why scholarships and grants should be prioritized when looking for and accepting financial aid
  • Explain the difference between scholarships and grants 
  • Find scholarships and grants that they are eligible for
Due:
-Topic 4 assignments due 4/10

Week 9 3/9-3/11

Hi people! This week we will wrap up Topic 3 Budgeting.
 
This week's assignments:
-3.0 Budgeting: Choice Project
 
Objectives:​
3.0 Budgeting: Choice Project
  • Option #1: Budgeting with Roommates
  • Option #2: Plan a Friendsgiving Dinner
  • Option #3: Plan a Spring Break Trip
Due:
-Topic 3.4 due 3/11
-3.0 Budgeting: Choice Project due 3/13

Week 8 3/2-3/6

Hi people! This week we will continue Topic 3 Budgeting:
 
This week's assignments:
-Topic 3.4 Build Your Budget
-3.0 Budgeting: Choice Project
 
Objectives:
Topic 3.4 Build Your Budget
  • Create a budget on a salaried adult’s income and adjust it as required.​
  • Research and choose appropriate budgeting apps to meet specific needs.​
3.0 Budgeting: Choice Project
  • Option #1: Budgeting with Roommates
  • Option #2: Plan a Friendsgiving Dinner
  • Option #3: Plan a Spring Break Trip
Due:
-Topic 3.4 Build Your Budget due 3/11
-3.0 Budgeting: Choice Project due 3/13

Week 7 2/23-2/27

Hi people! This week we will begin Topic 3 Budgeting. 
 
This week's assignments: 
-Topic 3.1 Budgeting Basics
-Topic 3.2 Budgeting Strategies
-Topic 3.3 Budgeting for Housing, Transportation, or Food
 
Objectives:
Topic 3.1 Budgeting Basics
  • Describe the purpose of a budget 
  • Classify expenses as needs and wants
  • Explain the difference between gross pay and net pay
Topic 3.2 Budgeting Strategies
  • List the different categories of expenses
  • Explain how four different budgeting strategies work
  • Weigh the pros and cons of each budgeting strategy
Topic 3.3 Budgeting for Housing, Transportation, or Food
Housing: 
  • Prioritize many factors when deciding where to live
  • List important considerations before signing a lease
  • Determine whether they are prepared to purchase a home
  • Factor in how utilities will affect their budget
  • Create a roommate agreement to share the costs associated with living together
Transportation:
  • Compare the popularity of various transportation methods in the United States 
  • Explore how access to different transportation options can vary based on geographic location 
  • Identify ways to reduce their transportation costs 
  • Understand the financial implications and overall tradeoffs of using different transportation options
Food:
  • Estimate the costs of buying food
  • Explain how to save money when shopping at a grocery store
  • Detail strategies for lowering a dining out budget
  • Explain how inflation affects one’s ability to budget for food
Due:
-2.0 ID Theft Awareness Campaign due 2/27
-Topic 3 assignments due 3/11

Week 5 2/9-2/13

Hi people! This week we will continue Topic 2 Consumer Skills.
 
This week's assignments:
-Topic 2.3 Identify Thefts
-Topic 2.4 Scams and Frauds
 
Objectives:
Topic 2.3 Identify Theft
  • Identify different types of identity theft, how they can occur, and the impact they can have on someone’s life
  • Take measures to protect their personal information
  • Understand current trends about identity theft
  • Outline what steps to take if they are a victim of identity theft
Topic 2.4 Scams and Fraud
  • Define scams and fraud 
  • Identify red flags to look for in different types of scams and fraud
  • Recommend what steps someone should take if they are scammed
Due:
-Topic 2 assignments due 2/20
-2.0 ID Theft Awareness Campaign

Week 4 2/2-2/6

Hi people! This week we will begin Topic 2: Consumer Skills.
 
This week's assignments:
-Topic 2.1 Your Money and Social Media
-Topic 2.2 Advertisements and Dark Patterns
 
Objectives:
Topic 2.1 Your Money and Social Media
  • Examine their role as a consumer and their consumer decisions 
  • Explain how social media and influencers can impact a consumer’s spending decisions 
  • Identify steps a consumer can take to decrease the influence of social media on their spending decisions 
Topic 2.2 Advertisements and Dark Patterns
  • Identify ways advertisements can influence their consumer decisions
  • Explain what dark patterns are and identify common types 
  • Understand why companies may use dark patterns
Due:
-Topic 2 assignments due 2/20

Week 3 1/26-1/29

Hi people! This week we will conclude Topic 1 Behavioral Economies with our unit assessment; A PSA On Why We Shop. 
 
This week's assignments:
-Topic 1.3 Overcoming Cognitive Biases
-1.0 A PSA On Why We Shop
 
Objectives:
Topic 1.3 Overcoming Cognitive Biases
  • Define common cognitive biases humans have and explain how they might influence someone’s financial decisions 
  • Identify signs of cognitive bias 
  • Explore steps someone can take to overcome cognitive bias
1.0 A PSA On Why We Shop

In this assessment, your task will be to challenge this prominent messaging by creating a social media PSA post targeted towards teenagers that concisely explains: 

  1. what hedonic adaptation is 
  2. how this cognitive bias can impact our personal finances
  3. what we can do to counteract the influence of hedonic adaptation
Due:
-Topic 1 assignments (1.1-1.3) due 1/30
-1.0 A PSA On Why We Shop due 1/30
 

Week 2 1/20-1/23

Hi people! This week we will continue Topic 1 Behavioral Economies. 
 
This week's assignments:
-Topic 1.3 Overcoming Cognitive Biases
-Topic 1 Project: A PSA On Why We Shop
 
Objectives:
Topic 1.3 Overcoming Cognitive Biases
  • Define common cognitive biases humans have and explain how they might influence someone’s financial decisions 
  • Identify signs of cognitive bias 
  • Explore steps someone can take to overcome cognitive bias
Topic 1 Project: A PSA On Why We Shop
  • In this assessment, your task will be to challenge this prominent messaging by creating a social media PSA post targeted towards teenagers that concisely explains: 
  1. what hedonic adaptation is 
  2. how this cognitive bias can impact our personal finances, 
  3. and what we can do to counteract the influence of hedonic adaptation.
Due:
-Signed Syllabus due 1/30
-Topic 1 assignments (1.1-1.3) due 1/30
-Topic 1 Project: A PSA On Why We Shop due 1/30

Week 1 1/12-1/16

Hi people! Welcome to Personal Financial Literacy. We will start with Topic 1, Behavioral Economies. 
 
This week's assignments: 
-Syllabus
-Topic 1.1 Your Values and Money
-Topic 1.2 Your Brain and Money
 
Objectives:
Topic 1.1 Your Values and Money
  • Practice making financial decisions 
  • Reflect on their personal values and how they can influence their financial decisions 
  • Explore how values differ from person to person
Topic 1.2 Your Brain and Money
  • Explain what a cognitive bias is and how it can cause someone to make irrational decisions, particularly around money 
  • Explore and experience a variety of cognitive biases
Due:
-Signed syllabus due 1/23
-Topic 1.1 and 1.2 due 1/23