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Ms. Parisi, Personal Financial Literacy

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Week 12 4/21-4/25

Hi people! This week we will wrap up Topic 5: Career and transition into our FINAL unit, Topic 6: A Little Bit of Everything!
 
This week's assignments: 
-5.0 Assessment: Create a Career Portfolio
-Topic 6.1 Taxes and Your Pay Stub
-Topic 6.2 The Tax Cycle and Job Paperwork
-Topic 6.3 How to File Your Taxes
 
Objectives: 
Topic 6.1 Taxes and Your Pay Stub
  • Read and understand a pay stub
  • Compare mandatory and discretionary government spending
  • Explain the difference between gross and net pay
  • Analyze the different categories of discretionary government spending
Topic 6.2 The Tax Cycle and Job Paperwork
  • Identify important dates within the tax cycle
  • Compare tax forms and their purpose
  • Analyze a W-4 form
Topic 6.3 How to File Your Taxes
  • Identify the different forms needed to prepare their taxes
  • Compare different methods of preparing federal and state taxes
  • Analyze a W-2 form
  • Describe the difference between a flat and progressive tax rate
Due:
-Topic 6 assignments due 5/2

Week 11 4/14-4/18

Hi people! This week we will continue Topic 5: Career.
 
This week's assignments: 
-5.0 Assessment: Create a Career Portfolio
 
Objectives: 
5.0 Assessment: Create a Career Portfolio
  • Create and compile required resources for obtaining employment: sample job application, resume, cover letter, elevator pitch, and sample responses to interview questions as well as follow-up. A variety of media is used.
Due: 
-5.0 Assessment: Create a Career Portfolio due 4/21

Week 10 4/7-4/11

Hi people! This week we will begin Topic 5: Career. Here is the plan for the week: 
 
This week's assignments:
-Topic 5.1 Career Exploration
-Topic 5.2 Finding a Job
-Topic 5.3 Resumes and Cover Letters
-Topic 5.4 The Interview
 
Objectives:
Topic 5.1 Career Exploration
  • Explore different available career pathways
  • Differentiate between hard skills and soft skills
  • Recognize how different careers can be connected by similar skill sets
Topic 5.2 Finding a Job
  • Differentiate between different types of job boards
  • Assess how online job boards and websites can be helpful to find different types of jobs
  • Explain the importance of different sections within a job posting
  • Summarize how LinkedIn can be helpful in searching for a job
  • Analyze how face-to-face networking is important in the job search process
  • Demonstrate the ability to read and  find important information in a job posting
Topic 5.3 Resumes and Cover Letters
  • Explain what a resume and cover letter are and how they are used in the hiring process
  • Analyze the strengths and weaknesses of sample young adults’ resumes and cover letters
Topic 5.4 The Interview
  • Analyze best practices in interviewing 
  • Explain how to have a successful virtual interview
  • Apply best practices to answer common interview questions
  • Summarize what actions should be taken after an interview
Due: 
-Topic 5 assignments due 4/14
 

Week 8 3/10-3/14

Hi people! 
 
This week wrap up Topic 3 with a project assessment.
 
This week's assignments: 
-Topic 3 Project (3 options to choose from)
 
Objectives: 
Option #1 Budgeting with Roomates
  • Assume the role of roommates deciding how to split costs of a shared apartment
  • Focus on negotiation, clear communication, and create a budget-spreadsheet
Option #2 Plan a Friendsgiving Dinner
  • Plan a potluck Friendsgiving dinner
  • Comparison shop for ingredients
  • Create an expense report via spreadsheet to track their “spending"
Option #3 Plan a Spring Break Trip
  • Plan a spring break college vacation
  • Complete a budget and slideshow presentation
Due:
-Topic 3 Project due 3/14 at the start of class time

Week 7 3/3-3/7

Hi people! 
 
This week we will continue Topic 3 Budgeting. 
 
This week's assignments: 
-Topic 3.5 Budgeting for Food
-Topic 3.6 Case Study: How Do I Budget?
 
Objectives: 
Topic 3.5 Budgeting for Food
  • Estimate the costs of buying food
  • Explain how to save money when shopping at a grocery store
  • Detail strategies for lowering a dining out budget
  • Explain how inflation affects one’s ability to budget for food
Topic 3.6 Case Study: How Do I Budget?
  • Create a budget on a salaried adult’s income and adjust it as required
  • Research and choose appropriate budgeting apps to meet specific needs
Due:
-Topic 3.5 and 3.6 due 3/6 at the end of class

Week 6 2/24-2/28

Hi people! This week we will begin Topic 3 Budgeting. 
 
This week's assignments:
-Topic 3.1 Budgeting Basics
-Topic 3.2 Budgeting Strategies
-Topic 3.3 Budgeting for Housing
-Topic 3.4 Budgeting for Transportation
 
Objectives:
Topic 3.1 Budgeting Basics
  • Describe the purpose of a budget 
  • Classify expenses as needs and wants
  • Explain the difference between gross pay and net pay
Topic 3.2 Budgeting Strategies
  • List the different categories of expenses
  • Explain how four different budgeting strategies work
  • Weigh the pros and cons of each budgeting strategy
Topic 3.3 Budgeting for Housing
  • Prioritize many factors when deciding where to live
  • List important considerations before signing a lease
  • Determine whether they are prepared to purchase a home
  • Factor in how utilities will affect their budget
  • Create a roommate agreement to share the costs associated with living together
Topic 3.4 Budgeting for Transportation
  • Compare the popularity of various transportation methods in the United States 
  • Explore how access to different transportation options can vary based on geographic location 
  • Identify ways to reduce their transportation costs 
  • Understand the financial implications and overall tradeoffs of using different transportation options
Due:
-Topic 3 assignments due 3/5
-Homework #2 due 3/5

Week 5 2/18-2/21

Hi people! This week we will wrap up Topic 2 Consumer Skills with our assessment: 2.0 Project: Launch an ID Theft Awareness Campaign.
 
This week's assignments: 
-2.0 Project: Launch an ID Theft Awareness Campaign
 
Objectives: 

  • Students will identify and explain at least three different types of ID theft (e.g., financial, medical, social security) and the risks associated with each.

  • Students will demonstrate the ability to create an informative communication piece (such as a poster, video, or presentation) that educates their peers about one specific type of ID theft and how to prevent it.

  • Students will collaborate in groups to design and launch an ID Theft Awareness Campaign, working together to effectively share knowledge and raise awareness within the school community.

Due: 
-2.0 Project: Launch an ID Theft Awareness Campaign due 2/21
-Homework #2 due 3/4

Week 4 2/10-2/14

Hi people, happy Kindness Week!
 
This week we will continue Topic 2 Consumer Skills. 
 
This week's assignments:
-Topic 2.3 Identity Theft
-Topic 2.4 Scams and Frauds
 
Objectives: 
Topic 2.3 Identity Theft
Students will be able to... 
  • Identify different types of identity theft, how they can occur, and the impact they can have on someone’s life
  • Take measures to protect their personal information
  • Understand current trends about identity theft
  • Outline what steps to take if they are a victim of identity theft
Topic 2.4 Scams and Frauds
Students will be able to...
  • Define scams and fraud 
  • Identify red flags to look for in different types of scams and fraud
  • Recommend what steps someone should take if they are scammed
Due: 
-Topic 2 assignments due 2/18
-Homework #2 due 3/4

Week 3 2/3-2/7

Hi people! This week we will begin Topic 2 Consumer Skills. 
 
This week's assignments: 
-Topic 2.1 Your Money and Social Media
-Topic 2.2 Advertisements and Dark Patterns
 
Objectives: 
Topic 2.1 Your Money and Social Media
Students will be able to...
  • Examine their role as a consumer and their consumer decisions 
  • Explain how social media and influencers can impact a consumer’s spending decisions 
  • Identify steps a consumer can take to decrease the influence of social media on their spending decisions 
Topic 2.2 Advertisements and Dark Patterns
Students will be able to...
  • Identify ways advertisements can influence their consumer decisions
  • Explain what dark patterns are and identify common types 
  • Understand why companies may use dark patterns
Due: 
-Topic 2 assignments due 2/19
-Homework #2 due 3/3

Week 2 1/27-1/31

This week we will wrap up Topic 1 Behavioral Economies with a summative assessment. 
 
This week's assignments: 
-1.0 A PSA on Why We Shop
 
Objectives:

In this assessment, your task will be to challenge this prominent messaging by creating a social media PSA post targeted towards teenagers that concisely explains: 

  1. what hedonic adaptation is 
  2. how this cognitive bias can impact our personal finances, 
  3. and what we can do to counteract the influence of hedonic adaptation.
Due:
-Topic 1 assignments due 1/28
-Homework #1 due 1/31
-1.0 A PSA on Why We Shop

Week 2 1/21-/1/24

Hi people!
 
This week we will continue Topic 1 Behavioral Economies. 
 
This week's assignments: 
-Topic 1.2 Your Brain and Money
-Topic 1.3 Overcoming Cognitive Biases 
 
Objectives: 
Topic 1.2 Your Brain and Money
  • Explain what a cognitive bias is and how it can cause someone to make irrational decisions, particularly around money 
  • Explore and experience a variety of cognitive biases
Topic 1.3 Overcoming Cognitive Biases 
  • Define common cognitive biases humans have and explain how they might influence someone’s financial decisions 
  • Identify signs of cognitive bias 
  • Explore steps someone can take to overcome cognitive bias
 
Due:
-Topic 1 assignments due 1/29
-Homework #1 due 1/29
 

Week 1 1/13-1/17

Hi People!
 
Welcome to Personal Financial Literacy. We will begin our first unit, Topic 1: Behavioral Economies. Here is the plan for our first week:
 
This week's assignments: 
1. Syllabus
2. Journal Entry
3. Topic 1.1 Your Values and Money
 
Objectives:
Topic 1.1 Your Values and Money
Students will be able to...
  • Practice making financial decisions 
  • Reflect on their personal values and how they can influence their financial decisions 
  • Explore how values differ from person to person
Due:
1. Syllabus due 1/21
2. Journal Entry check
3. Topic 1 assignments due 1/27